Travel insurance covers what can go wrong on a trip — a cancelled holiday, a missed connection, a hospital abroad, lost baggage — so a bad day does not become an expensive one.
What a policy usually covers
- Cancellation and curtailment — the cost of the trip if illness or another insured reason stops you going or brings you home early.
- Medical expenses abroad — treatment, hospital stays and, if needed, repatriation.
- Baggage and personal belongings — lost, stolen or delayed luggage.
- Travel delay and missed departure — long delays and missed connections outside your control.
Where to get it
Where the store offers insurance at checkout, it is shown with your flight or hotel booking and added with one click; the policy document arrives with your confirmation. Otherwise, or for a policy tailored to a longer or more unusual trip, contact our travel desk and we will point you to a cover that fits.
Good to know
Buy cover when you book, not just before you go — cancellation cover only works from the day the policy starts. Declare existing medical conditions when asked, and read what the policy excludes.